Has there ever been a flood loss associated with the property? According to the National Flood Insurance Program (NFIP), nearly 20% of flood insurance claims come from moderate to low-risk areas of the country, meaning there are far more people at risk than you might think. With just a few clicks you can look up the GEICO Insurance Agency partner your insurance policy is with to find policy service options and contact information. Not yet appointed with our agency? So, whether you're required to buy flood insurance or just want additional protection for your property, GEICO can help insure your investment with a flood policy through the National Flood Insurance Program (NFIP). What You Need to Know About Flood Insurance. Flood Insurance In Texas When the budget is tight, many people look for ways to cut on their bills and closely examine all expenditures to make sure that each one is necessary. Call (800) 841-2964 to get a free flood insurance quote. The National Flood Insurance Program (NFIP) is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Texas insurance agency offering home insurance, auto, flood insurance and much more From the U.S.: call (800) 248-4998. Defined factors determine the cost of flood insurance. Flood insurance goes beyond the coverage of a standard homeowners insurance policy and protects you from more severe types of water damage, like heavy rain, melting snow, and severe coastal storms. TX Flood Insurance. The Flood Insurance Specialists. Why choose GEICO to help you get flood insurance? If you are considering buying flood insurance in Texas, you definitely want to know that it is not a waste of money. You can either search for insurers online or contact the NFIP Referral Call Center at (888) 379-9531. Need to update your policy or add a new pet? Need to pay a bill, make a change, or just get some information? Our flood insurance counselors are happy to help. From overseas: call an agent in your country. A reputable local insurance agent is a must because they have an intimate knowledge of the Kingwood area and possess a clearer understanding of flooded areas than their … According to FEMA, 30% of the annual flood damage in Texas happens to properties outside of a known flood risk area (100-year floodplain). Mon-Thu 7:00 AM-7:00 PM (CT)Fri 7:00 AM - 6:00 PM (CT). Certain items used to service the residence are covered, like water heaters, furnaces, washers, and dryers. Enter your address here to determine if you live in in a high-risk zone in the United States. Among the natural disasters that are covered in a standard home insurance policy, any damage related to flooding is not included and can leave homeowners to cover the replacement costs. Therefore, the importance of purchasing flood insurance in Texas has become a necessity for both home and business owners – whether they are in a high-risk flood zone or not. Flood insurance is available in all 50 states to communities that participate in the National Flood Insurance Program. One of these local agents will also help you assess your individual flood risks, give you free Texas flood insurance quotes, and provide you with service if you ever do need to make a claim. Think because you don't live near the coast that your home is safe from flooding? The folks at cheap flood insurance really helped me out by saving me hundreds. Neither is other personal property. Keep in mind that structure and personal property coverages usually have separate limits and deductibles so read the policy details carefully. Hi! It's easy to manage your policy, report a claim, or just chat about your flood insurance policy. Most flood insurance policies require a 30-day waiting period before the coverage is effective. AVERAGE COST OF FLOOD INSURANCE. SUITE 1100. Flood insurance provides coverage for both the structure of the home and personal property in case of damage. PLANO, TEXAS 75093 214-534-6263. You can make a payment or view your policy online anytime. GEICO has no control over the privacy practices of the company mentioned above and assumes no responsibilities in connection with your use of their website. Call us at (800) 841-2964. There is no option to buy the insurance directly from the government. Box 163572 Fort Worth, TX 76161; Contact Us 888-221-2640 817-232-1580; e-Mail: info@texasinsurance.biz What this means for you – more solutions, better coverage, and more competitive premiums! You will have a policy bound in minutes while saving up to 25%. When you click on the "Get a quote online" or "Get a flood insurance quote" link you will be taken to a site owned by Assurant, not GEICO. To report a claim, please refer to our list of partners. Need to update your policy or get some information? If your home is located in an NFIP-designated flood zone, you’ll pay higher because the chances of a flood occurring are higher. FEMA’s National Flood Insurance Program (NFIP) and all federally backed lenders rely on these Texas flood insurance maps to assess risk, set premiums, and determine who is required to purchase flood insurance. Calls are forwarded to our European office, so please call M-F 2:30 AM - 11:00 AM (ET). Flood insurance rates for some of Texas’ largest cities range from under $500 a year to more than $1,000. Any information that you provide directly to them is subject to the privacy policy posted on their website. When you click "Continue" you will be taken to a site owned by , not GEICO. Our dedicated team is ready to assist you with all of your flood insurance needs.We’ve got you covered in Texas! Our licensed specialists will be happy to assist you. Since the southeastern coast of Texas is a magnet for hurricanes and with the extreme weather conditions (such as flash floods and rising rivers) in its other geographic sub-regions, the entire state of Texas is considered to be in a flood zone (with differing risk levels). Water doesn't wait and neither should you. PRIVACY POLICY. Flood Insurance Texas. Contact Us. Tell us about your question and we’ll connect you to a live expert. What’s covered. We provide you the ability to get an alternate premium quote through one of our multiple private carriers or get coverage through the government backed – National Flood Insurance Program (NFIP). Depending on several factors—where your house is located, how it's built, the property's elevation and how often you occupy the home—flood insurance rates can range from just $65 to more than $10,000. Last Name. American Modern Insurance Group®Manage your policy online or call (866) 760-4166. use the following form to request a quote, it only takes 2 minutes! Buy flood insurance before a flood risk is approaching.